Terms of Use

By accessing, using or visiting the websites (the “Websites”) of Calvert Street Investment Partners, Parkway Capital and Crescentia Capital, you hereby accept and agree to comply with these Terms of Use, which constitute a legal agreement between you and Calvert Street Capital Partners, Inc. (“Calvert Street”). Calvert Street may change, suspend or discontinue this Website at any time and may modify these Terms of Use at any time without notice. If you do not accept these Terms of Use, do not use the Website. If you do not agree to these Terms of Use, you agree that your sole and exclusive remedy is to discontinue using the Website. Your continued use of this Website following any changes to the Terms of Use constitutes acceptance of such changes.

1. No Offers and No Advice
The information, tools and material presented in this Website are provided to you for informational purposes only and are not intended to be, and should not be, used or considered as an offer, recommendation or a solicitation to sell, or an offer, recommendation or solicitation to buy or subscribe to any securities, financial instruments, investment management services or advisory services.

This Website does not intend to provide investment, tax or legal advice. Calvert Street does not represent that the securities, financial instruments, products or services presented in this Website are suitable or appropriate for all investors. Decisions based on information contained in this Website are your sole responsibility. Prior to the execution of any transaction involving information provided by this Website, you should consult a business advisor, attorney, and/or tax and accounting advisors, as applicable. Depending on your specific investment objectives and financial position, the investments discussed in this Website may or may not be suitable for you. It is your responsibility to weigh any decision carefully.

2. Past Performance
Past performance is not necessarily indicative of future results, and there can be no assurance that past or comparable returns will be achieved with respect to any investment managed by Calvert Street.

3. Links to Third-Party Websites
The Website may contain links to sites owned and operated by other parties that are not affiliated with Calvert Street (“Third-Party Websites”). Links to Third-Party Websites are provided solely as a convenience to you. Calvert Street does not control, and is not responsible for, any Third-Party Websites or their content. If you decide to access any of Third-Party Websites linked to this Website, you do so entirely at your own risk.

4. Ownership of Content
The materials on the Website are confidential and constitute valuable intellectual property and trade secret rights of Calvert Street and shall not be used except as expressly permitted by Calvert Street. All text, images, graphics, sounds and software code (“Content”) on the Website are the property of Calvert Street or its affiliates. Content may only be used for the personal education of visitors to the Website and it may not be placed in the public domain. You may not reproduce, redistribute, publish or otherwise use by electronic or any other means any of the Content without the prior written consent of Calvert Street.

5. Disclaimer of Warranties
Opinions and/or estimates on the Website reflect a judgment at the original date of publication by Calvert Street and are subject to change without notice. This Website is subject to periodic update and revision. Calvert Street reserves the right, in its sole discretion, without any obligation and without any notice, to change, modify or delete the information, materials and descriptions on this Website and to suspend or deny access to it. Calvert Street may discontinue or change any product or services described on this Website at any time. Materials should only be considered current as of the date of initial publication, without regard to the date on which you may access the information.
You expressly acknowledge and agree that:

• Your use of the Website is at your sole risk. The Website is provided on an “as is” and “as available” basis. To the fullest extent permissible pursuant to applicable law, Calvert Street expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement of third party intellectual property rights.
• Calvert Street does not warrant or represent that: (i) the Website will meet your requirements, (ii) use of the Website will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of this Website will be accurate or reliable, (iv) the quality of any information, services or other material obtained by you through this Website will meet your expectations, (v) the servers that make this Website available are free of viruses or other harmful components; or (vi) any errors in the site will be corrected.
• Any material downloaded or otherwise obtained through the use of this Website is downloaded or obtained at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results from the downloading or obtaining of any such material. You (and not Calvert Street or any of its affiliated companies or any of our or their respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction.
• No advice or information, whether oral or written, obtained by you from us or through or from this Website or any of the services available on this Website shall create any warranty, express or implied.

6. Restrictions on Use
This Website may not be used for any unlawful purpose. This Website may not be used in any manner that could compete with the business of Calvert Street. You agree not to violate, or attempt to violate, the security of this site, including by transmitting any material that contains viruses, Trojan horses, worms, time bombs, cancelbots or other computer programming routines or engines with the intent or effect of damaging, destroying, disrupting or otherwise impairing a computer’s functionality or the operation of this Website.

7. Disclosure for Users Outside of the United States
Calvert Street makes no representations or warranties that the Website is appropriate or available for use in countries outside of the United States. Visitors who choose to access the Website from outside of the United States do so at their own initiative and are responsible for compliance with any and all local laws and regulations that may apply to such access.